Step 1 of 5

What's your situation?

This changes how urgent your plan is and what your letter template says.

DefensibleHome is an independent information publisher. We are not a public adjuster, insurance agent, or law firm, and we do not negotiate with insurers on anyone's behalf. This kit helps you organize your own documentation and communications; you prepare and send everything yourself. Nothing here is legal, insurance, or claims advice, and no outcome - including reinstatement of coverage - is promised. Wildfire mitigation rules vary by state, county, and fire district; confirm requirements with your local fire authority.